Terms Conditions

Unless otherwise stated, the Site is our property, and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”), as well as the trademarks, service marks, and logos contained therein (collectively, the “Marks”), are owned or controlled by us or licensed to us and are protected by copyright and trademark laws. Copyright and trademark laws, as well as numerous other intellectual property rights and unfair competition laws in the United States, as well as worldwide copyright laws and international agreements, protect them.

You are granted a limited license to access and use the Site, as well as to download or print a copy of any portion of the Content to which you have legitimately acquired access, exclusively for your personal, non-commercial use, provided that you are eligible to use the Site. We reserve all rights in and to the Site, the Content, and the Marks that are not expressly given to you.

By using the Site, you represent and warrant that you: (1) have the legal capacity to use the Site and agree to abide by these Terms of Use; (2) are not under the age of 13; and (3) are not a minor in the jurisdiction in which you reside, or have parental permission to use the Site if you are minor; (4) You will not use a bot, script, or other automated or non-human methods to access the Site; (5) You will not use the Site for any unlawful or unauthorized purpose; and (6) You will not violate any relevant law or regulation.

We reserve the right to suspend or terminate your account and reject any and all current or future use of the Site if you submit any information that is false, inaccurate, not current, or incomplete (or any portion thereof).

You recognize and agree that any questions, comments, suggestions, ideas, feedback, or other information you send us about the Site (collectively, “Submissions”) are non-confidential and become our exclusive property.

We will hold the exclusive rights to these Submissions, including all intellectual property rights, and will be free to use and distribute them for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

You hereby renounce all moral rights to any such Submissions and warrant that any such Submissions are your original work or that you have the authority to submit them. You acknowledge that you will have no recourse against us if your Submissions are allegedly or really infringed upon or misappropriated.

We employ the use of cookies. By accessing EF Douglas & Associates, you agreed to use cookies in agreement with EF Douglas & Associates’s Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

Unless otherwise stated, EF Douglas & Associates and/or its licensors own the intellectual property rights for all material on EF Douglas & Associates. All intellectual property rights are reserved. You may access this from EF Douglas & Associates for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from EF Douglas & Associates
• Sell, rent, or sub-license material from EF Douglas & Associates
• Reproduce, duplicate, or copy material from EF Douglas & Associates
• Redistribute content from EF Douglas & Associates

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. EF Douglas & Associates does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of EF Douglas & Associates, its agents, and/or affiliates. Comments reflect the views and opinions of the person who posts their views and opinions. To the extent permitted by applicable laws, EF Douglas & Associates shall not be liable for the Comments or for any liability, damages, or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

EF Douglas & Associates reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive, or causes breach of these Terms and Conditions.
You warrant and represent that:

• You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
• The Comments do not invade any intellectual property right, including without limitation copyright, patent, or trademark of any third party;
• The Comments do not contain any defamatory, libelous, offensive, indecent, or otherwise unlawful material which is an invasion of privacy
• The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant EF Douglas & Associates a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats, or media.

The following organizations may link to our Website without prior written approval:

• Government agencies;
• Search engines;
• News organizations;
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
• System-wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications, or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

• commonly-known consumer and/or business information sources;
• dot.com community sites;
• associations or other groups representing charities;
• online directory distributors;
• internet portals;
• accounting, law, and consulting firms; and
• educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of EF Douglas & Associates, and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement, or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to EF Douglas & Associates. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator being linked to; or
• By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of EF Douglas & Associates’s logo or other artwork will be allowed for linking absent a trademark license agreement.

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene, or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Please read our Privacy Policy

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

PO Box 1602, Seamist Drive, Frigate Bay, St Kitts, West Indies
Email: efd.asso@gmail.com
Phone: 1 869 662 1898
Fax: 1(876) 749-5360